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Privacy Policy

Last updated: May 28, 2026

Who We Are

This website is operated by REMI FS LLC ("we", "us", "our"). We provide an AI-powered tool that helps consumers compare life insurance options from multiple carriers. We are not an insurance company — we connect you with licensed insurance professionals.

Information We Collect

When you use our quote assistant, we collect the following information that you voluntarily provide:

• Contact information: name, email address, phone number
• Demographic information: date of birth, gender, marital status, number of dependents
• Financial information: approximate household income, mortgage/debt status, existing insurance coverage
• Health-related information: height, weight, tobacco use, self-reported health conditions, driving record

All health-related information is self-reported by you. We do not access medical records, pharmacy databases, or any third-party health data sources.

How We Use Your Information

We use your information to:

• Estimate appropriate life insurance coverage amounts
• Connect you with a licensed insurance specialist for personalized quotes
• Prepare insurance applications on your behalf (with your consent)
• Communicate with you about your quote request

Who We Share Your Information With

We may share your information with:

• Licensed insurance agents/brokers who review your information and prepare quotes
• Insurance carriers (such as Protective Life, Banner Life, Mutual of Omaha, and others) for the purpose of obtaining quotes and processing applications
• Service providers who help us operate our website (hosting, analytics)

We do not sell your personal information to third parties for marketing purposes.

Data Security

We use industry-standard security measures to protect your information, including:

• SSL/TLS encryption for all data transmission
• Encrypted data storage
• Access controls limiting who can view your information

Data Retention

We retain your information for as long as necessary to provide our services and comply with legal obligations. If you do not purchase a policy, we typically delete your information within 12 months of your last interaction with us.

Your Rights

You have the right to:

• Access the personal information we hold about you
• Correct any inaccurate information
• Delete your personal information
• Opt out of marketing communications at any time

To exercise these rights, email us at: adamov@keytly.com

Cookies & Analytics

Our website uses minimal cookies necessary for functionality. We may use analytics tools to understand how visitors use our site. No advertising cookies or trackers are used.

Children's Privacy

Our services are not directed at individuals under 18 years of age. We do not knowingly collect information from children.

Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date.

Contact Us

If you have questions about this Privacy Policy or your data, contact us at:

REMI FS LLC
Email: adamov@keytly.com