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Terms of Service

Last updated: May 28, 2026

Overview

This website is operated by REMI FS LLC. By using our life insurance quote tool, you agree to these terms.

Our Service

We provide an AI-powered assistant that helps you estimate life insurance needs and connects you with licensed insurance professionals. Our tool:

Important Disclaimers

Not insurance advice. The information provided by our tool is for informational and educational purposes only. It does not constitute insurance advice, financial advice, or a recommendation to purchase any specific product.

Estimates only. All coverage recommendations and cost estimates are approximate. Actual insurance premiums are determined by the insurance carrier based on their underwriting criteria, which may include medical exams, prescription history, and other factors not assessed by our tool.

Not an insurance company. We are not an insurance carrier and do not issue insurance policies. All policies are issued by licensed insurance companies.

Subject to approval. Any insurance coverage is subject to the carrier's approval and underwriting process. Providing information through our tool does not guarantee coverage or any specific premium rate.

Licensed review. All applications are reviewed by a licensed insurance agent before submission to any carrier.

Your Responsibilities

You agree to:

Providing false information may result in denial of coverage or cancellation of a policy by the insurance carrier.

Communication Consent

By providing your contact information, you consent to receive communications from us and our licensed insurance partners regarding your quote request. You may opt out at any time by replying "STOP" to any text message or clicking "unsubscribe" in any email.

Limitation of Liability

To the fullest extent permitted by law, REMI FS LLC shall not be liable for any indirect, incidental, or consequential damages arising from your use of this service. Our total liability shall not exceed $100.

Governing Law

These terms are governed by the laws of the State of Florida, United States.

Changes

We may update these terms at any time. Continued use of the service after changes constitutes acceptance of the updated terms.

Contact

REMI FS LLC
Email: adamov@keytly.com